Retirement planning can be confusing. I recently contributed to a national article by Paula Aven Gladych for Benefitspro.com, an online publication for benefits brokers, HR managers, and retirement advisors.
The article, Target-date Funds Have Some Critics, brings to light that some target date funds (TDFs) may not be aligned with capital preservation. Why?
Because most TDFs have an unnecessarily high allocation to stocks, which are historically more risky that bonds. Consider, for example, a...Read More »